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The Law Offices of Ed Laughlin

The Law Offices of Ed L. Laughlin located in Temple, Texas, is a law firm representing civilians, active duty military personnel, and retired military personnel. We represent clients in various practice areas such as bankruptcy, Social Security Disability, divorce, wills, and personal injury. We have offices in Killeen and Waco in addition to our Temple location.

If you have a legal problem, then you need to contact attorney Ed Laughlin. You will feel a whole lot better after your FREE initial consultation. Attorney Laughlin can discuss with you your legal options, the advisability of taking certain actions, and the way our firm will proceed. Our firm is responsive to our clients' needs, and we encourage phone calls and other communication.

Contact our firm today to learn more about how we can help you.

Bankruptcy

Are overdue bills, harassing telephone calls from creditors, and threats of foreclosure causing you to lose sleep at night? An unexpected illness, loss of job, divorce, or other major life event can happen to anyone. Sometimes bad decisions people have made in the past surface in the form of financial difficulties.

At the Law Offices of Ed L. Laughlin, we help individuals file for Chapter 7 bankruptcy and Chapter 13 bankruptcy. If you are having financial difficulties and are in danger of losing your home and car, then you need attorney Ed Laughlin. Please contact our firm to arrange your free consultation.

Filing Chapter 7 or Chapter 13 bankruptcy will be dependent upon many factors, including whether or not you earn income. Chapter 7 is a liquidation of debt. Chapter 13 is a debt repayment plan that allows you to repay your debts over a three-to-five-year time frame. It is possible to save your house from foreclosure, save your car from repossession, put your mind at ease, and start over. Please contact our firm to discuss your options about filin bankruptcy.

We meet with our clients in an initial meeting. We encourage clients to fill out our online bankruptcy form prior to this first meeting. In the meeting, attorney Laughlin can review the bankruptcy forms and discuss with clients the advisability of filing either Chapter 7 or Chapter 13 bankruptcy. There may also be options that do not require filing bankruptcy.

Social Security Disability

The vast majority of individuals who apply for Social Security Disability benefits are initially denied. This can be a frustrating time for individuals and their affected families, especially when the denied individual has paid into Social Security Disability insurance with payroll deductions. At the Law Offices of Ed L. Laughlin, we provide experienced representation to ensure people receive the SSD benefits they are entitled to receive. If you have been denied Social Security Disability benefits, contact our firm to arrange your free consultation.

Obtaining Social Security Disability benefits has proven to be an uphill battle for many people. Having a lawyer represent your rights and interests throughout the SSD appeals process can be beneficial. Our firm encourages clients to fill out the Social Security Disability form prior to our initial consultation. At this consultation, attorney Laughlin will ask various questions to gain a full understanding of your particular situation. We use this information to show that our clients are disabled and can no longer perform the work they once did.

The request for reconsideration needs to be filed within 60 days of the denial. If this hearing is lost, then we proceed to an Administrative Law Judge (ALJ) hearing. In the ALJ hearing, testimony including doctors statements and medical records are heard in a court setting. If benefits are further denied, a lawsuit is filed in district court with the Appeals Council.