National Finance Company

National Finance Company has been serving NC Consumers for almost 50 years. National Finance makes loans from $850 to $2500 for most small financial needs.

National Finance Company FAQ

Q: Is the loan amount due on your next payday?

A: NO. These are NOT Payday Loans. These loans are set up to be paid back with affordable monthly payments.

Q: Are the rates charged as much as Payday Loans?

A: Absolutely not! Payday lenders charge up to 400%. Our rates are set by the NC General Assembly. Rates go from 18% to 30% with the average rate being around 24%. These rates are less then many credit card rates.

Q: What are the requirements to get a loan?

A: Must have a monthly income with the ability to repay the loan. Must be 18 years old or older. Must have been a resident from the area for the last three years. Must have shown willingness to pay back credit in the past but your credit does not have to be perfect. All credit is subject to our liberal credit policies.