When you don’t use coupons, you spend more. When you don’t save money, you have no reserves. When you don’t plan, life hits you. Life is busy. That doesn’t change. Money is tight. We hope that changes, but it is what it is right now. One thing you can change: habits.
Here are some good habits to develop – and save:
1. Keep a piece of paper on the fridge to jot things down on, before you run out of them. This tool will remind you to watch for a good sale, and not pay retail out of desperation.
2. Create and use a shopping list (the paper mentioned in Tip #1 can help here too). Shopping aimlessly is expensive. You end up buying things you don’t really need – or worse, already have and forgot you did.
3. Utilize a 2-pocket folder, a flat clear plastic bag or large envelope to keep restaurant and non-grocery coupons in your vehicle. Inserting clear paper protectors in a folder (the kind with the prongs) offers several more “pockets” to hold multiple coupons. Now you have these coupons with you whenever you’re out.
4. Even if money is so tight it squeaks, set up auto-withdrawal or direct deposit to a savings account. Amounts as small as $5 a week will still add up over time. Automatic methods force it to happen, so you have resources in an emergency.
5. If you have children, now is the time to plan their clothing for next school year. Thin out their current wardrobe and sell the good condition ones. (Think yard sale, consignment.) Recycle that money into clothes in the next size they’ll need. Have a fashion-focused young one? Use the money to buy things that are classic, always usable and always in style.
6. Think about dinner right after breakfast. Knowing what you’ll serve early in the day affords time to prepare – and avoids eating out or ordering pizza because it’s 6:00 p.m., everyone is starving, and nothing is started.
7. Don’t make quick decisions on purchases. Any purchase you do not make on a regular basis should be carefully evaluated, regardless of price. Think over whether or not you really need the contemplated item; whether you can truly afford it; and, if yes to the first two, research prices to insure you’re getting the absolute best deal.
8. Review your monthly expenses at least once a quarter. You should be thinking about them each time you pay a bill, but this goes deeper. Analyze each to decide if you still need it and if you can’t save more with another company.
9. One week out of every month, execute a pantry challenge. A pantry challenge actually involves your pantry, cupboards, fridge and freezer. Once a month, take a full week and devote it to using any close-dated items in these storage areas. Plan meals with these items, buying only ingredients absolutely necessary to complete the meals. Your family can be adventurous in trying new recipes to incorporate items, having breakfast at dinner or dinner at breakfast, choosing an eclectic approach to what makes a complete meal – and, best of all, your shopping list will be tiny that week.
If you can’t do it all, at least, do some. Doing just a few of these things, will eventually add up to big savings!
The best couponers save hundreds of dollars every month at the grocery store. However, extreme couponers can end up living very extreme lifestyles to get those savings. For over five years, SavingsAngel.com has equalized the playing field – giving extreme savings to busy families who don’t have the time or ability to be an extreme couponer. Each week, SavingsAngel.com’s over 70 angels combine over 2,000 products on sale at local grocery and drug stores with an enormous database of over 2000 different manufacturer coupons. These combinations result in our members getting access to over 300 products each week for 50% off or better. Simply log in, choose the deals you want, print or clip only the coupons you need, and save hundreds of dollars a month at regional and national stores. Our angels will personally work with you to craft a plan that will help you buy healthier food at lower prices – helping you keep $200 to $400 in savings each month.
Josh Elledge is the Chief Executive “Angel” of SavingsAngel, Inc. – launched from his home in January 2007. A husband and father of three, he now appears each week on television, in eight newspapers, and a number of radio stations across the country teaching families how to cut their grocery bill in half using the Internet. Elledge created the technology found on SavingsAngel.com through the need to save his own family’s money. Successfully able to cut his own grocery bill from $600 a month to less than $300 a month, his message has reached hundreds of thousands of families. SavingsAngel.com is now growing rapidly throughout the country. You can watch a short video at SavingsAngel.com that will explain more information about how to cut your own grocery bill in half with the help of SavingsAngel.com!
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