3 ways to get cash back on your groceries

Savings Angel

This article, entitled "3 Ways to Get Cash Back on Your Groceries," comes from SavingsAngel.com.

The grocery store is often the place where you and your money are parted. Wouldn’t it be nice to get a little of that cash back?

Here are three ways to put some of your grocery money back into your pocket.

Use an app

There is an app for everything, including grocery savings. These are four great apps that currently let you earn cash back on grocery purchases.

  • Ibotta: Probably the best of the bunch in my opinion, Ibotta lets you earn cash rebates on everything from brand name products to staples such as milk and fruit. You do have to complete certain tasks – such as posting to Facebook or watching an ad – to unlock the rebate. Then you simply snap a photo of your receipt to claim it.
  • Checkout 51: This app also gives you cash back for your purchases, but the number of eligible items is much smaller than that offered by Ibotta. On the plus side, you don’t have to complete any tasks to unlock rebates. Simply purchase the item, snap a photo of the receipt and watch your account be credited.
  • Shopmium: Like Checkout 51, you make purchases and receive a credit after uploading a photo of your receipt. The app encourages you to discover new brands so rebates are typically only available for brand name products.
  • SavingStar: You don’t need a smart phone to use SavingStar. They also have a website where you can open an account and clip e-coupons. Your SavingStar account is linked to your grocery rewards card, and you receive a credit whenever you meet certain purchasing requirements.

The great thing about these apps is they let you double or even triple dip on your savings. Combine them with manufacturer and store coupons to maximize your money back.

Pay with your rewards credit card

Another way to get cash back on your groceries is to use a rewards credit card. Depending on the card, you could get up to 5 percent cash back or even more with certain promotions.

However, using a cash back credit card comes with one very important caveat: you must pay off the balance every month! Your 5 percent cash back doesn’t do you any good if you’re paying 10 percent interest on the balance.

Look for moneymakers

Finally, you can earn cash back on your groceries by looking for moneymakers, even though those aren’t as easy to find today as they were in the past.

Once upon a time, most grocery stores gave you overage. That meant if you had a $1.00 coupon and bought an item for 90 cents, you would get a 10 cent credit.

Then Extreme Couponing debuted on television, and retailers tightened their coupon policies. Most eliminated overages although you can still find it at some Walmart and Albertson stores. Instead of an overage, most stores will adjust the value of the coupon down to the price of the item you’re purchasing. So your $1.00 coupon becomes a 90 cent coupon.

However, you can find moneymakers even without overage. At SavingsAngel.com, we find most of these moneymaker deals are found at drugstores such as Rite Aid, CVS and Walgreens. You get them by combining a sale with a coupon and a reward from the store’s loyalty program.

Earning cash back on your groceries isn’t a dream. By using these three strategies, it can be a reality!

The best couponers save hundreds of dollars every month at the grocery store. However, extreme couponers can end up living very extreme lifestyles to get those savings. For over five years, SavingsAngel.com has equalized the playing field – giving extreme savings to busy families who don’t have the time or ability to be an extreme couponer. Each week, SavingsAngel.com’s over 70 angels combine over 2,000 products on sale at local grocery and drug stores with an enormous database of over 2000 different manufacturer coupons. These combinations result in our members getting access to over 300 products each week for 50% off or better. Simply log in, choose the deals you want, print or clip only the coupons you need, and save hundreds of dollars a month at regional and national stores. Our angels will personally work with you to craft a plan that will help you buy healthier food at lower prices – helping you keep $200 to $400 in savings each month.

Josh Elledge is chief executive "Angel" of SavingsAngel.com, a website that teaches consumers how to save money through a free money savings video eCourse and podcast. SavingsAngel also provides hundreds of 50% off or better deals each week to members by matching local grocery and drug store sales with its free database of over 5,000 accessible coupons. A husband and father of three, he now appears each week on television, in eight newspapers, and a number of radio stations across the country teaching families how to cut their grocery bill in half using the Internet. Elledge created the technology found on SavingsAngel.com through the need to save his own family’s money. Successfully able to cut his own grocery bill from $600 a month to less than $300 a month, his message has reached hundreds of thousands of families. SavingsAngel.com is now growing rapidly throughout the country. You can watch a short video at SavingsAngel.com that will explain more information about how to cut your own grocery bill in half with the help of SavingsAngel.com!


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