This article, entitled "Financial Programs to Help you Overcome the Hurdle," comes from Single Mom Financial Help.
Parenting is one of the most fulfilling aspects of life, but it can be particularly difficult to be the best parent possible when you are faced with overwhelming financial challenges. This is made even more difficult when you are a single mother. After all, when a majority of households are “two income”, being a single mother puts you at a disadvantage.
How are you supposed to work at least one full time job, if not a full time plus some part time hours, and still be the very best mother you can? If you see your child for just a few hours each day, how can you be sure that your child (or children) is becoming the sort of person you had hoped?
Fortunately, you don’t have to carry one and a half jobs, or even a full time job, when you use all of the different resources for financial help available. In this article, we are going to consider the different organizations, grants and resources that will allow you to be the parent you want to be, but also maintain a stable home life and experience a lot of professional growth.
For instance, you may need to consider filling your cupboards with healthy food, but you might also wonder how to get yourself into a better working situation. At times, a single mother may feel overwhelmed by such simple things as cleaning the house and spending time with their kids. So, furthering your education or getting on top of bills may not seem possible, but these things can be done when you tap into options for financial help.
How is that possible? While you may need to be available to your child or children on a full time basis during the early years of their lives, it is likely that there will come a time when you will be free to go out and find the kind of job you want. That, however, might mean getting training or education -- and how is that possible on a single mother’s income? There are organizations and grants especially designed for single mothers to pursue their goals.
So, let’s start looking at all of the single mother financial help available – from the very basics like food and housing to the school assistance as well.
Organizations to Help Single Mothers
To begin with, you should know that almost every community has a list of organizations that are designed to help just about everyone. These include:
In addition to these organizations, there are also options for single mom financial help through grants as well. Many of these are geared towards helping a mother to further her education.
With roughly 38% of single mothers living at or below the poverty level (SPAOA), it may seem like the impossible dream to further your education. However, organizations such as Raise the Nation, and many others make school assistance and grants available.
Struggling Single Mothers
The best part of many types of school assistance and other single mom financial help is that very little of it must be “repaid” or returned. Grants are awarded for specific reasons and do not need to be repaid, most financial support is given upon the single mom meeting specific criteria, and most charitable gifts do not need to be refunded by the recipient. This means that struggling single mothers have a lot of options.
Financial Assistance and Aid
So, if you are a single mom with a need for financial assistance or aid, take heart that there are many resources. You will have to do a bit of research to find out which opportunities are available in your area, but know that there are likely many where you live.
- SPAOA. Single Parents Association of America News. SPAOA.org. 2014. http://www.spaoa.org/featured/?id=0
- WAHM. 5 Resources for Financial Assistance for Single Mothers. WAHM.com. 2014. http://www.wahm.com/articles/5-resources-for-financial-assistance-for-single-mothers.html