Budgeting for the holidays

Last year, in fact, I went over by $500.

Sometimes it's because I've forgotten someone of my list, sometimes it's because someone gave me an unexpected gift and I feel I need to reciprocate and sometimes it's just because I can't resist buying my kids a last minute want.

Do you stick to your budget? Do you even have a budget? If you do, how does it work?

About the Author...
Gina Melton
Catch Gina with her friend Steve Lundy mornings on Kat 103.

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